Real annual income
Change after inflation
U.S. pay, inflation & working hours
Compare your pay before and after inflation—even when your hours change. See what happened to your annual purchasing power and to the value of each hour.
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About the inflation dataUse gross pay before taxes. Choose an annual salary or an hourly rate independently for each situation.
Dates use monthly CPI, not daily prices. Only published observations can be compared.
Use the same paid-hour or worked-hour basis on both sides. Hourly mode uses paid weeks and the entered hourly rate. For total pay divided by actual hours worked, use annual salary mode, including any paid leave in that annual amount. How to count your hours
Your comparison
Change after inflation
Change after inflation
| Measure | Earlier | Later | Later in earlier dollars |
|---|---|---|---|
| Annual gross income | |||
| Effective pay per hour | |||
| Annual schedule | Hours are not inflation-adjusted. |
These are arithmetic equivalents, not a recommended salary or a judgment about whether the extra time off is worth it.
A larger annual salary can buy more over a year while each hour buys less. A higher hourly rate can also leave you with less annual income if you work fewer hours. Keeping these two measures together makes the trade-off visible.
Real pay is adjusted for the change in the national Consumer Price Index between your two selected months. The comparison is before taxes, and your own expenses may rise faster or slower than the index.
In hourly mode, pay per hour is the rate you entered. To account separately for paid leave or unpaid work, use annual salary mode with total annual pay and actual working hours.
The annual amounts describe a full year at each entered pay and schedule. They do not calculate what you actually earned in a calendar year when a raise happened midway through it. There is no automatic overtime premium.
Explore three worked examples · Read the formulas and limitations