/* Standalone semantic CSS; visual direction informed by Pico.css documentation. */
:root{color-scheme:light;--ink:#202e3b;--muted:#536474;--accent:#155d89;--line:#d8e0e6;--soft:#f3f6f8;--error:#a12d31;--radius:.4rem;font:100%/1.6 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff}
*{box-sizing:border-box}body{margin:0}a{color:var(--accent);text-underline-offset:.2em}a:hover{text-decoration-thickness:2px}button,input,select{font:inherit}button,input,select,summary{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:wait;opacity:.65}input,select{width:100%;height:3rem;padding:.5rem .7rem;color:var(--ink);background:#fff;border:1px solid #8b9ca9;border-radius:var(--radius)}input:focus,select:focus{border-color:var(--accent)}:focus-visible{outline:3px solid #155d89;outline-offset:3px}button{border:1px solid var(--accent);border-radius:var(--radius);background:var(--accent);color:#fff;padding:.65rem 1.2rem;font-weight:650;min-height:48px}button:hover{background:#10496c}button.secondary{background:#fff;color:var(--accent)}button.secondary:hover{background:#eef5f9}[hidden]{display:none!important}.wrap{max-width:1080px;margin:auto;padding:0 1.5rem}.site-header{border-bottom:1px solid var(--line)}.site-header .wrap{display:flex;justify-content:space-between;gap:1rem;align-items:center;padding-top:1.1rem;padding-bottom:1.1rem}.brand{text-decoration:none;font-weight:750;color:var(--ink);white-space:nowrap}nav{display:flex;gap:1.3rem;flex-wrap:wrap}nav a{text-decoration:none}nav a[aria-current=page]{font-weight:700;text-decoration:underline}main.wrap{padding-top:3rem;padding-bottom:3rem}.eyebrow{color:var(--accent);font-size:1rem;font-weight:700;margin:0 0 .5rem}h1,h2,h3{line-height:1.2;letter-spacing:-.025em;margin:0 0 1rem}h1{font-size:clamp(2rem,4vw,2.9rem);max-width:24ch}h2{font-size:1.65rem}h3{font-size:1.2rem}p{margin:0 0 1rem}.intro{font-size:1.15rem;max-width:66ch;color:#415365}.small,small{font-size:1rem;color:var(--muted)}.hero{margin-bottom:2.1rem}.data-note{padding:.85rem 1rem;border-left:3px solid var(--accent);background:var(--soft);margin:1.2rem 0}.status-warning{border-left-color:var(--error)}.example-picker{display:flex;flex-wrap:wrap;gap:.5rem;align-items:center;margin:1rem 0 1.7rem}.example-picker span{margin-right:.3rem}.example-picker a{padding:.35rem .65rem;border:1px solid var(--line);border-radius:var(--radius);font-size:1rem;text-decoration:none}.example-picker a:hover{background:var(--soft)}.situations{display:grid;grid-template-columns:1fr 1fr;gap:2rem}.situation{border:1px solid var(--line);padding:1.5rem;border-radius:var(--radius);margin:0;min-width:0}.situation legend{font-size:1.2rem;font-weight:750;padding:0 .35rem}.two-fields{display:grid;grid-template-columns:1fr 1fr;gap:1rem}label{display:block;font-weight:650;margin:0 0 .8rem}label small{display:block;font-weight:400;margin-top:.3rem}label input,label select{margin-top:.35rem}.field-error{display:block;color:var(--error);font-weight:500;margin-top:.35rem}input[aria-invalid=true],select[aria-invalid=true]{border:2px solid var(--error)}.error-summary{padding:1rem;border:1px solid var(--error);border-radius:var(--radius);color:var(--error);margin:1rem 0}.form-actions{margin-top:1.3rem;display:flex;gap:1rem;align-items:center;flex-wrap:wrap}.form-actions p{margin:0}.calculator-help{padding-top:.7rem}.results{margin-top:3rem;border-top:2px solid var(--accent);padding-top:2rem;scroll-margin-top:1rem}.results:focus{outline:none}.result-intro{font-size:1.2rem;max-width:70ch}.metrics{display:grid;grid-template-columns:1fr 1fr;gap:2rem;margin:1.5rem 0}.metric{padding:1rem 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.metric .value{display:block;font-size:2.4rem;font-weight:750;letter-spacing:-.04em;color:var(--accent);line-height:1.3}.metric h3{margin-bottom:.35rem}.metric p{margin:0}.table-wrap{overflow-x:auto;margin:1.4rem 0}table{border-collapse:collapse;width:100%;font-variant-numeric:tabular-nums}caption{text-align:left;font-weight:650;margin-bottom:.6rem}th,td{text-align:right;padding:.85rem .7rem;border-bottom:1px solid var(--line);vertical-align:top}th:first-child,td:first-child{text-align:left;padding-left:0}th{font-weight:650}thead{background:var(--soft)}thead th{padding-left:.7rem!important}td small,th small{display:block;font-weight:400}.thresholds{display:grid;grid-template-columns:1fr 1fr;gap:2rem;margin:1.7rem 0}.thresholds article{border-left:2px solid var(--line);padding-left:1.1rem}.thresholds .amount{display:block;font-size:1.6rem;font-weight:750;margin:.5rem 0}article p:last-child{margin-bottom:0}.reading{border-top:1px solid var(--line);margin-top:3rem;padding-top:2rem;max-width:75ch}.reading h2{margin-top:1.7rem}.reading h2:first-child{margin-top:0}.reading li{margin-bottom:.6rem}.reading ul{padding-left:1.3rem}.prose{max-width:75ch}.prose h2{margin-top:2.2rem}.prose h3{margin-top:1.5rem}.formula{padding:1rem;background:var(--soft);overflow-wrap:anywhere}.example{border-top:1px solid var(--line);padding:1.8rem 0}.example h2{margin-top:0}.example dl{display:grid;grid-template-columns:1fr 1fr;gap:.5rem;margin:1rem 0}.example dt{color:var(--muted)}.example dd{margin:0;font-weight:650}.site-footer{border-top:1px solid var(--line);color:var(--muted);padding:1.8rem 0}.site-footer p{margin:.5rem 0}.footer-links{display:flex;gap:1.3rem;flex-wrap:wrap}.skip-link{position:absolute;top:-100px;left:1rem;background:#fff;padding:.7rem;z-index:2}.skip-link:focus{top:.5rem}#calculation-status{min-height:1.6em;margin:.5rem 0}#print-comparison{margin-top:.5rem}.print-only{display:none}
@media(max-width:700px){.wrap{padding-left:1.1rem;padding-right:1.1rem}.site-header .wrap{align-items:flex-start;flex-direction:column;gap:.5rem}nav{gap:1.2rem}main.wrap{padding-top:2rem}.situations,.metrics,.thresholds{grid-template-columns:1fr;gap:1.2rem}.situation{padding:1.1rem}.two-fields{gap:.8rem}.metrics{gap:.8rem}.metric .value{font-size:2.15rem}.table-wrap{margin-right:0}th,td{font-size:1rem;padding:.65rem .5rem}h1{font-size:2rem}.form-actions button{width:100%}.example dl{grid-template-columns:1fr}.example dd{margin-bottom:.6rem}}
@media print{nav,.example-picker,.form-actions,#print-comparison,.skip-link,.site-footer,.calculator-help,#calculation-status{display:none!important}.print-only{display:block}body{font-size:11pt}.wrap{max-width:none;padding:0}.site-header .wrap{padding:.4rem 0}main.wrap{padding-top:1rem}.hero{margin-bottom:1rem}.hero h1{font-size:22pt}.hero .intro{font-size:11pt}.situations{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.situation{padding:.5rem}label{font-size:10pt;margin-bottom:.3rem}input,select{height:2rem;border-color:#aaa}.metrics,.thresholds{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.results{break-before:page;margin-top:0}.metric,.thresholds article{break-inside:avoid}.reading{display:none}.table-wrap{overflow:visible}th,td{font-size:10pt;padding:.5rem}.data-note{font-size:10pt}a{color:inherit}.error-summary{color:#000}}

/* Keep the complete result and source note together in the printed comparison. */
@media print{body{font-size:10pt;line-height:1.4}.results{padding-top:1rem}.metrics{margin:1rem 0}.thresholds{margin:1rem 0}.thresholds .amount{font-size:1.3rem}.table-wrap{margin:1rem 0}.results p{margin-bottom:.6rem}}

/* Audit: complete monetary comparison on a small screen, with native table relationships. */
.gap{font-weight:650;margin-top:.7rem}.result-actions{display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap;margin-top:1.1rem}.result-actions button{margin-top:0!important}.form-actions .secondary{margin-left:0}.data-note p{margin-bottom:.4rem}
@media screen and (max-width:700px){
 .pay-table,.pay-table tbody,.pay-table tr{display:block;width:100%}
 .pay-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
 .pay-table caption{display:block}
 .pay-table tr{border-top:1px solid var(--line);padding:.65rem 0 .9rem}
 .pay-table tr>th{display:block;border:0;padding:.3rem 0 .6rem;font-size:1.1rem}
 .pay-table td{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:.8rem;width:100%;border:0;padding:.4rem 0;text-align:right;overflow-wrap:anywhere}
 .pay-table td::before{content:attr(data-label);font-weight:400;text-align:left;color:var(--muted)}
 .table-wrap{overflow:visible}.hero{margin-bottom:1.7rem}.data-note{padding:.65rem .85rem}.result-actions{gap:1rem}
}
@media print{.result-actions,#reset-comparison{display:none!important}.gap{font-size:10pt}.thresholds{gap:1rem}}
/* Only present if a future approved ad integration is explicitly built. */
.advertising-region{margin-top:3rem;border-top:1px solid var(--line);padding-top:1.5rem;min-height:310px}.advertising-region>p{font-size:1rem;color:var(--muted)}.advertising-region ins{display:block;min-height:250px}@media print{.advertising-region{display:none!important}}

.privacy-controls{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1rem}.privacy-controls button{font-size:.85rem;margin:0;max-width:100%;white-space:normal}#privacy-status:empty{display:none}@media print{.privacy-controls,#privacy-status,#privacy-clear{display:none!important}}